We all know Obamacare's individual mandate will take effect within a year or two and all Americans will need to have insuraou learn nce or pay a penalty. We don't know what the exchanges will be like, how much they will cost, what they will cover. My family and I (really just I - I got my family on this) have been receiving excellent health insurance, with no copay and a very small deductible, plus great prescription benefits for around $200 per month, regardless of pre-existing conditions. The pool of insureds with these policies is generally young, keeping the premiums down.
Now, I am 60 years old and my husband is 62 years old. We both have lived awhile so we necessarily have some pre-existing conditions. We got this great insurance, and not through a big employer. How did we do this? Here's how:
1. Apply online as a non-degree seeking undergraduate at the University of Missouri - Columbia, or the one in Kansas City. In Columbia, they have internet courses which you can take up to 9 months to complete.
2. It takes about a day to be approved. Sign up online for a class. This semester - Intro to Film. (Last year I took "The History of Rock and Roll," and "How It Works" - an introductory physics class that was very interesting. Enroll.
3. After you are a student and before 9/15 or so for the fall semester, go to the aetna student health website and sign up! In a day or two, you will get your cards.
The Benefits ----- You learn interesting new things through your older years, perhaps helping to stave off Alzheimer's disease, AND YOU GET KICK-ASS health insurance!
This works!!!!! Expand your mind while you protect your health. My family does, and so should yours!