Saturday, January 14, 2017

Get Health Insurance Without Obamacare

Do you need health insurance and you are scared Obamacare will be repealed. Here is what you should do:

1.  Apply to be a "community" or "visiting" student at a college like the University of Missouri-Kansas City. No need for transcripts, etc.  adjust get permission to take a course for credit. (I have taken the History of Rock and Roll, Physics for Non-Majors, and Women's Studies.) This semester I plan on taking Ancient Classic Literature. 

2.  Enroll in the course. Take the class.  An added benefit is learning new things. A three credit hour class costs about $1000 a semester.  

3.  Sign up for domestic student health insurance. At UMKC it is with Aetna. You can sign up per semester, or on August 15, for a year. The annual cost is approximately $2500. The insurance is great, since most people in the group are 18-22 year olds. $4500 per year (a class for 2 semesters, plus the insurance) averages $375 per month, about half of what comparable insurance costs for me, a 64 year old, under Obamacare, assuming no government subsidy. 

The student health insurance for an older non-smoker ineligible for subsidies, like m, is much better than Obamacare, and cheaper, and not subject to political whimsy.  

No comments:

Post a Comment